To start your membership at  UHOA  Community Credit Union and gain access to all the products and services offered, an initial share in the company is established with a $1.00 deposit in our standard savings account.

UHOA Capital Microfinance is a banking service provided to low-income individuals or groups who otherwise would have no other access to financial services. Microfinance allows people to take on reasonable small business loans safely, in a manner that is consistent with ethical lending practices.

The Bank & Trust has provided excellent and exceptional financial products and services while also supporting the communities it calls home.

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